Wednesday, February 12, 2025

CA bails out FAIR Plan with $1 billion assessment

California's insurance commissioner approved a plan Tuesday, Feb. 11, to keep the state's insurance of last resort solvent by collecting an additional $1 billion from all private insurance members after a record number of claims were filed following January wildfires in Los Angeles County. In the announcement, Insurance Commissioner Ricardo Lara said the FAIR Plan can continue paying consumer claims by permitting its member insurance companies to collect an "assessment" from consumers " even those who are not directly affected by the fires. This is likely to drive up insurance costs for homeowners across the state as private insurers try to plug the financial hole in the FAIR Plan.

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The announcement from Lara did not include what that assessment would cost individual property owners, but did note that it will be calculated off the market share of private insurance members.

A spokesman for the California Department of Insurance was not immediately available for comment on how big the assessments might be for private insurance members of the FAIR plan, or the costs passed along to consumers.

Comments

So like Florida but not quite as bad.

#1 | Posted by Sycophant at 2025-02-12 02:43 PM

#1 Yep, exactly, except, we don't have assessments for pay for Citizens. Buy hey, you keep doing you. Facts, the LWN DR posters, we don't need no stinking facts!

#2 | Posted by gracieamazed at 2025-02-12 02:52 PM

One time payment of $60.

I realize that's the Floribama skank's weekly Smirnoff budget, but ...

#3 | Posted by LegallyYourDead at 2025-02-12 02:59 PM

#1 Yep, exactly, except, we don't have assessments for pay for Citizens. Buy hey, you keep doing you. Facts, the LWN DR posters, we don't need no stinking facts!

#2 | Posted by gracieamazed

No, you just jack up the monthly payments a ton and watch more insurers go bankrupt or leave the state.

That's the difference: California has a plan, Florida doesn't.

Your governor called a special session to address the insurance issue and all they talked about was banning books.

The average homeowners insurance rate in Florida is THREE TIMES HIGHER than California.

#4 | Posted by Sycophant at 2025-02-12 03:30 PM

LOL You are giving Zed a run for his money on who is going to stroke out first. I have great condo insurance. And I have no assessment to pay for the people that don't. Life is good!

#5 | Posted by gracieamazed at 2025-02-12 03:56 PM

That hovel? Bwahaha. You ------- idiot.

#6 | Posted by LegallyYourDead at 2025-02-12 09:23 PM

If Zed has a stroke Gracie has pledged to follow him around and troll him like she does Danni.

Good christian that gracie is.

#7 | Posted by Alexandrite at 2025-02-12 09:25 PM


The average homeowners insurance rate in Florida is THREE TIMES HIGHER than California.
#4 | POSTED BY SYCOPHANT

The question is why? Because A. People are paying it, B cost, and amount of litigation, and C many more natural disasters.

I don't see why a responsible person in a low fire risk area needs to bail out CA (not even CA, but some unelected bureaucrat)


That's the difference: California has a plan, Florida doesn't.

This is ------- hilarious. The thread is about how CA plan failed horribly. Costing ME probably thousands of dollars in services, to support a FAILED plan.

And Sycophant things that's GREAT!

FFS can it get any dummer?

#8 | Posted by oneironaut at 2025-02-13 03:44 PM

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