" Bob McMichael, 63, and his wife, Leslie, 62, are retired and make about $42,000 a year."
Then they're eligible for subsidies. Unless that's $42K apiece.
Eligibility for couples was below $62K initially, and has risen with inflation since then.
Also ... what kind of stupid fkkks retire in their early 60s with so little money?!?
" ... a gaping void"
Sounds like Donald Trump.