For the last three years during open enrollment, Cigna has required me to answer questions and sign a document testifying to my answers. The questions range from tobacco use, alcohol and drugs, weight and height, etc. Along with my benefits coverages, deductibles, and copays, they require smoking cessation program for smokers, and dietitians phone app for the obese, drug and alcohol programs, and the like.
I suspect this is all a setup to deny coverage at some point for certain high-risk groups. If you answer truthfully about your choices, they increase the premium. If you answer untruthfully, and it's determined later that you use tobacco or are obese, they may have a case for denying coverage for treating related illnesses.
You're shocked because you think insurers might someday use your health information to deny you coverage?
Welcome to the
past err, future envisioned by Republicans. Make America Uninsured Again!