"Actually, the legal definition I see is "A criminal is someone who has violated the law, either through an act or omission, and is subject to legal prosecution."

So are you saying the guy who went 31 in a 30mph zone is a criminal?!?

"Why cant you liberals/progressives understand you are on the wrong side of this illegal immigration issue?"

I'm more than happy to deport the known gang members and known criminals. When will that begin? Trump said on "day one", but I've yet to see a single raid or mass arrest of ANY gang.

Was he lying, and are you covering?

"You'd think that if the folks who told you to believe something are found to not believe it that you would stop believing it..."

They're watching "news" outlets who skip that particular issue.

For example, you're not going to see a lot of Smartmatic trial coverage on Fox News. Or OANN.

And the Hannity and Carlson texts to each other, giving up the game? ZERO segments on Fox, or the Fox wannabees.

"In fact, the only liberal response to it was always something like, "Yeah, well Trump lies more so there!"

So basically, you don't like whataboutism...unless it's you doing it.

"the "sanctions" weren't doing ---- to stop them from acquiring nukes"

Nonsense. For the first time, the US was able to monitor the supply chains of nuclear programs.. It was actually a diplomatic breakthrough; anyone who talks trash about the deal is clueless.

But Trump dumped it...because Obama.

OCU,

It looks like you got some very good advice over the years. Nicely done. I especially like your trio of DB pensions.

I've got a pair of defined benefit pensions, also with the 100% survivor's benefit. My wife is about a year younger than me, so that was an easy option to choose.

Our plan has been to live off our Taxable IRAs for the time being, so we can increase each of our SS payments to the max. And it turned out I didn't want to retire when I turned 65, as I'd always believed. So for the time being, I'm actually taking extra out of our taxable IRAs, then turning around and maxing out our Roth IRAs. Our goal is as much in Roth IRAs as possible, and as little in Traditional IRAs as needed. Our three pensions and SS will, of course, be taxable, but for the next three years before the RMDs, we'll live on pensions, SS, and ROTH IRAs.

Once we hit RMDs, the plan is to use ALL RMDs for charity, via Qualified Charitable Distributions. That way: no income tax, federal or state.

Maybe DJ Vance would be funnier.

"Wake me up when the deposits are late."

You're joking, right?

One of the HUGE advantages of Social Security is we can see the future quite easily. For example, we knew when Reagan changed the withholding rates, that meant we'd be over-collecting Social Security taxes until around 2010, when we'd have to start dipping into the reserves. We saw that coming decades in advance, just like we saw the baby boomer retirement coming for decades. We're currently in the 11th year of a 17 year stretch where 10,000 baby boomers a day turn 65. We can see actuarial shortfalls within a dozen years, especially if we don't address the imbalance in the equation.

Currently, 1 additional point for both the employer and the worker would put the Social Security equation in balance into actuarial perpetuity (75 yrs). There are other possibilities as well, including slowly raising the retirement age. Any significant wait before enacting reforms will force the changes to become more drastic.

Padilla should've responded, "Anybody could've made that mistake...even James Donald Bowman."

" the boomers raiding the lockbox back during the Clinton/W era"

Give credit where credit is due:

Bill Clinton handed off true surplus budgets (i.e., the overcollections of SS at the time weren't counted) to Dubya and Cheney, who changed the budget from surpluses as far as the eye could see, to (at that time) the largest deficits known to man, before handing off a dumpster fire of an economy.

Ultimately, Dubya and Cheney reset America's fiscal sights from Surplusville to Debtsylvania. And Republicans since then have either filibustered attempts to increase taxes, or actively written codes which borrow additional trillions, mostly to give away in tax cuts for the world's wealthiest 1%.

Republicans deserve ALL the credit.

"The only ones who wont, and shouldn't get medicaid are illegals"

That's not true at all. There will be thousands of folks due Medicaid, who will encounter A LOT more red tape. Some will be forced to forego treatment or rehabilitation due to job requirements. Others will be denied benefits, if for no other reason than the town's main employer is laying off, not hiring.

And if rural hospitals close, folks will have to bear a much higher burden (travel and lodging) to get care.

"Just like no one has bothered Medicaid."

Are you blind? They've just committed to $850 billion in reduced spending...and there are only two places to get it: Medicaid, or the Defense Budget, which they've pledged to INCREASE.

When I applied for Medicare, I thought two months was plenty of time. Boy, was I wrong. I went to sign up, and they asked me a few identifying questions about what car I'd had, what address I'd lived...the average stuff.

But after a few "none of these are me" answers, the system shut me out. I'd have to contact my local SS office.

When I did, I was told the next available phone appointment was 3.5 months away, almost 6 weeks after my eligibility. I ended up having to extend COBRA for three months, just to insure coverage.

And the m-effers actually had the gall to charge me for the month and a half I wasn't covered!

For SS, I logged in BEFORE I could apply, and filled out almost all of the application before getting a suspension/return number. Then, the first day I COULD apply, I did.

I've already received confirming paperwork, and will get my first SS check this October.

"...about citizens' political opinions, philosophical beliefs, health record [...] Trade union membership, sexual orientation and race"

ANYTHING they cull, can-and-will be used against the private citizen. And none of these things should matter, in that arena.

What TF does my Trade Union membership have to do with my rights for protection? Or my political opinions?

And HEALTH RECORDS?!? That's a violation of HIPAA. Again...WTF is the point? Do I deserve different justice because I've had a heart attack?

OCU

My advice would be to use the money to change your IRA withdrawal from monthly to once, annually.

I always tell clients to set the dispersion for December 15. That way, you a) get the advantage of the market gains, year in and year out, b) extend the life and value of the IRA, and c) have two weeks to make sure it happened, since if it didn't, that's legally YOUR fault.

Anyway, I also applaud your advisor's recommendation to diversify. While investing hindsight is always 20/20, we all remember Enron, and the lesson about putting all the eggs in one basket.

If you'll notice, Texas isn't arresting anyone returning from Las Vegas for gambling.

Nothing like double-standards to reveal the weakness of your standards.

" Have you realized you f'ed up AGAIN"

What a riot.

Feel free to explain how extending expiring tax cuts while running a deficit budget doesn't require Trillions more borrowing added to the deficit. Actual Math only.

This should be fun.

" tax cuts don't cost money"

Yes they do, when you're running a deficit budget.

Extending the TCJA tax cuts will force America to borrow TRILLIONS more, mostly to give to the world's wealthiest 1%.

If you don't understand the concept, it's because you're using Republican Math instead of Actual Math.

"You are also pretending to be clairvoyant when you say " similar intentions"."

You're joking, right?

The rioters were LITERALLY chanting to hang the Vice President. You're gaslighting.

Take the L, moron.

" The Biden DOJ was extremely aggressive in its prosecution of J6ers."

They were also extremely aggressive in the prosecution of BLM protest lawbreakers, as they should be.

"I knew you had a fatal flaw in your equivalence "

Hey dumfuq, the "flaw" (in your mind) was in the after-occurances.

The ACTIONS made them would-be assassins. That moniker is applied BEFORE the courts swoop in.

You're just too much of a coward to admit what you already admitted, indirectly, upthread.

" a lack of anyone being charged tells me that the J6ers were not would be Pence assassins."

A barometer you NEVER use for the BLM protests.

Double-standards, again.

"show how goalposts were moved."

Easy.

You had specific barometers. When they were all met, you added guilt in a courtroom as one of the NEW requirements.

That's a textbook example of "moving the goalposts".

"Let's see: Pleads guilty vs no one charged, much less found guilty of attempted murder of Pence. Your equivalence sucks "

What a riot. Your equivalence changes with courtroom outcomes, not similar actions, similar intentions, or similar fatalities (at least to the intended targets.) What a putz.

You got caught. Just take the "L"...unless you'd rather keep digging.

"And you STILL haven't answered my question.'

Of course I have; I said it was serious the last time you brought it up. And the time before.

Meanwhile, you're caught using OBVIOUS double standards.

Oh, and another part of your barometer:

"It's impossible to know if he would have acted if given the opportunity. One thing is for certain, any actual attempt to get close to Kavanaugh would have been met with the use of deadly force"

I only changed the two bolded words. Otherwise, 100% the same.

I rest my case, two-face.