#30 | POSTED BY SNOOFY AT 2025-10-04 11:43 AM | FLAG: ACtuall we personally have no cut back on anything as we are fiscally solvent : Funny thing about that is nowadays we have a FICO of 839, at a time in life that we will never need to access credit. We are moving go Central Florida in January and are even purchasing a home in cash.
Remember, in life one fails to plan, then they 'plan' to fail. Hell we've even accumulated emergency foods/supplies, protection, etc, and also have a BOB/GHB in each of our vehicles.
Any of you that have sone years fior retirement and have debt may consider Dave Ramsey's Total Money Makeover book/plan, as we years ago gifted sons and they took to the plan and one is totally out of debt and accumulating wealth and the other is almost there.
Sons got the original back then an now he an updated version: store.ramseysolutions.com
FYI: Dave Ramsey's The Total Money Makeover has sold millions of copies and has been on best-seller lists for thousands of weeks,
Speaking of arson: www.zerohedge.com