Pro tip, from one who lends money on real estate for a living: amortization is the lender's friend, equity build-up is the borrower's friend, your house is not an investment, and real estate values can fall as well as rise.
After 30 years, longer amortization doesn't help lower monthly debt service very much. For example, assume a $500,000 mortgage at 6.00%. on a 30-year schedule. Monthly payment is $2,997 and after seven years (typical holding period for a home, in the US) a borrower has paid down $51.8k. For a 40-year amortization, the monthly payment goes down by only 8.2% ($246) and after seven years, only $26,129 has been repaid. If, after seven years, real estate prices have stagnated, and interest rates have gone up only 75bp, to 6.75%, a borrower pays the same as the 30-am mortgage. In other words, it is easy to see how a longer amortization presents very little upside, and a larger amount of downside. All for 8% less in payment...
I'll wager that the turnout of black pastors in Charlotte will be noticeable in a few days. I'll also wager that any ICE creeps handling a black minister like that seen in Chicago will result in a large group of older black women swinging their purses and ending up in jail. Then the game will be on, when African Americans find out what they are losing in their previous support for Der Dotard ...