"Even after refusing to provide a source and getting called out for lying after the source was found, you just ignore being Fact Checked.
#87 | Posted by Sycophant"

Nothing anyone posted disputed my data because my data is FACT. All you libs do is whine about the how the data is 'racist'. That is why the Dems are at 20% approval and falling. You cannot be a liberal and accept reality.

"Bernie. AOC. Crockett. Mamdani. These are people I'd happily vote for any day. Democrats with a plan for Americans and the spirit to fight for it.
#5 | Posted by ClownShack"

The desperate Democrat race to sub 15% approval is still ongoing. With thought-leaders like militant homosexual Clownshack, we can all see your future clearly.

The fact that AI was given a liberal bias almost ensures there will be a feeling of self-hatred.

"#2 | Posted by rstybeach11"

He doesn't want to go to El Salvador due to 'rival gangs' - hard to have that as an excuse as it assumes you are a gang member yourself.

Either way, this trash is being kicked out of the country and we will be better for it as a nation.

"#80 | Posted by rstybeach11"

I give you credit for using ChatGPT as it is infinitely smarter than your standard liberal - however, it still suffers from Liberal retardation when it comes to any topic on race.

Now, we all know that there is a general correlation between income level and homicide rate - so, within group - poor whites commit murders at a higher rate than rich whites. The same holds true for poor blacks and rich blacks. However, this ignores the cross group comparison - that will show that rich blacks commit murder at 2x+ the rate of poor whites. So, you can leave 'they are just a victim of poverty' excuses at the door - they are not backed up by the actual data.

"#67 | Posted by rstybeach11"

Just stop with your bleeding heart liberal nonsense. Blacks are in jail because they commit more crimes. As an example, the homicide rate for black FEMALES is greater than for white MALES. The true crime we can use for this is rate for murder. Murder is not something the police ignore or let someone slide because they are white.

In that case, blacks commit over 50% of the murders in the US for crimes where a suspect is identified. For the crimes that are not solved (no suspect), these tend to occur in large deep blue -------- cities with very high black populations - this Baltimore and a 50% homicide clearance rate. Thus, it is logical to assume IF EVERY CRIME was solved, the black % of all murders would be between 60-70%, or 4-5x over-represented based on % of population.

"we need to focus on dismantling systemic barriers
#58 | Posted by rstybeach11"

And what systemic barriers are those exactly?

"#56 | Posted by ClownShack"

Learn to read and think logically -------. I said that black people do not repay their student loans (as 100% backed up by the facts). I NEVER STATED that reason why they didn't repay is because they are black. Cause and effect too much for you to understand? Maybe you should try Grok. Maybe use the prompt: "please give me a better talking point so ScottS does not continually make me look like a militant homosexual -------"

"It's true that Black borrowers have much higher student loan default rates than White borrowers"

You could have just stopped there. However, the stat I gave earlier is the better one on debt repayment after 20 years as it shows the sharp contrast much better.

"I'll keep offering context until you acknowledge it: Research consistently shows that Black borrowers face greater financial challenges"

Black do face greater financial challenges - most are self-imposed due to cultural issues. The fatherless rate is staggering. 72% of births by black mothers are outside of marriage. That means that kids is going to struggle as EVERY STAT FOR SINGLE MOTHERS looks like the stats for black people - failing at school, hiring incarceration rates, higher likelihood of being a rapist, lower economic achievement, etc. So, maybe you ------- libs should start to expand your rationalization beyond skin color.

"So, yes, the outcome is that repayment rates are lower and defaults are higher for Black borrowers."

Again, you could have ended there.

"If we want a fair lending system,
#53 | Posted by rstybeach11 "

You are not advocating for a FAIR lending system - you are advocating for an EQUITABLE lending system - and that thinking is bankrupting our country.

"Is it possible America might be racist?"

Well, to test this hypothesis - we just need the controlled same of where blacks (outside of living a white society) have created a city/nation where these statistics don't apply. Unfortunately, no such place exists in the US or Europe and it does not seem to be the case in Africa outside of Wakanda. So, maybe the lack of success for black people in the US and everywhere else is the result of racism - or maybe, just maybe - there is a deeper cultural issue that is at play. If you ask blacks in Africa about blacks in the US - they will attribute the struggles of blacks in the US to culture and laziness. But again, maybe they think that because black Africans are racist.

"Has anyone looked into this as a possible explanation of why blacks are so much poorer, and affected by crime?
#48 | Posted by snoofy"

For what country? USA, UK, France, Belgium? Their stats are all pretty much identical. Blacks are over represented in crime, low educational achievement, high fatherless rates, etc. What about a multi-cultural post-race utopia like Brazil - surely the blacks there are living like kings. So, maybe everywhere is racist.

"This does not mean Black borrowers refuse to pay; it means they face more barriers to repayment.
#47 | Posted by rstybeach11"

Again - ------- - NO ONE said they REFUSE to pay. I simply quoted the statistic that THEY DON'T PAY. If you loan money to someone, it really doesn't matter if they don't pay simply because they don't want to do so or that they do not have the ability to do it. The end result is that you don't get paid. In that case, the logical thing people do is STOP LOANING MONEY TO PEOPLE THAT DO NOT PAY YOU BACK. I am sure you follow this rule when it comes to your own money - why does this logic fly out the window for you when it comes to someone else's money?

"#43 | Posted by jpw"

I do - which is why I was able to repay my student loan within 6 months of graduation. I did not have any student loans for my under graduate studies because I worked 20-30 hours/week and lived like a pauper. I literally sold my blood plasma 2x per week for 4 years straight to have beer and food money.

"It's sad anyone believes people do or don't make loan payments based on their race."

Nobody ever claimed being black is what caused them to not make their payments - I thought you were college educated. I simply stated that fact that black people (on average) do not repay their student loans. The reasons are multi-faceted but it does not change the end result - black people do not repay their student loans.

"Instead of it being due to poverty."

I never said that was not one of the causes.

"Going to college is a privilege the wealthy take for granted.
#42 | Posted by ClownShack"

It used to be a privilege - now, we have made it into a right backed up by unlimited federally subsidized student loans. The end result is predictable - people over spend on lifestyle while in college and just want to 'earn a degree' so they are not prepared for the workforce.

This is actually the same result as the DEI programs at Harvard.

They take unqualified black and brown students by discriminating against whites and Asians. Once in the school, the unqualified black and brown students quickly realize that they cannot complete against their better prepared/qualified white/asian classmates so they move into easier majors and therefore do not get the actual benefits of attending Harvard because at the end of the day, they choose the useless degree.

As the federal layoffs get more severe, the group most hurt by this will be these same black women that were either directly employed by the federal government or in nonsense NGO's paid for by the US government. We already see that effect in the new unemployment claims. Federal government hiring has stopped, DEI programs are being rolled back - and the biggest group being impacted are college 'educated' black females.

Again - I am not stating it is right or wrong - I am just giving your the reality of world today.

"#39 | Posted by rstybeach11"

It is a 100% fact that blacks don't pay back their student loans - 94% repaid for whites/Asian, 95% non-repaid by blacks.

You can cry about the reasons for this all you want - but it does not change the FACTS.

Now, all you liberals allergic to the truth immediately brand posting facts as "racist" as if facts can be racist. I am not interested in the fantasy world liberal live in for their theories - what I care about are actual results. Students loans are not the problem they are made out to be - they are difficult to repay for only a certain subset of people - blacks (in general as a group) and white women that attend private universities to major in low salary careers.

That doesn't mean the loans are predatory - it means we need to help people make better decisions financially. This also points out that WAY TOO MANY black women attend college and take out huge loans that they have no possibility to ever repay because they go for low paying degrees (sociology, etc). If there was any credit check or check on future earning - these loans would not be given. This is the government enabling stupid people to make stupid decisions and the results of those stupid decisions paid by US taxpayers.

"nobody is challenging this? Meaning this is agreed that it's true?
#11 | Posted by eberly"

I only spit facts -------. It is 100% true. It is a shocking stat and I doubt anyone ever told it to you before. Why do you think that is?

"#7 | Posted by RightisTrite"

It should not take 20 years to pay off a long - it only takes you that long if you are an economic loser and/or your lived like a middle-career professional while you were in school.

But, this is not the point - the point is that a Black people don't pay back their loans. The data on this is clearly. If the median borrower still owes 95% after 20 years - they are going to still owe 95% after 40 years. In short - they will never be repaid. So, why are the statistics this stark based solely on race? It is easy to identify the people that are not going to repay loans - it is criminal to keep loaning them money when the taxpayer is backstopping this.

They are going to jail some Dem congress reps or their staff over this.

Funny how Democrats are just fine with the murderers being left in the country. Sorry, they are all going back along with the other illegals.

Student loans? Again?

Here is the reality: white people pay back their loans (along with Asians) and black people DO NOT.

The stats are this: 20 years after starting college, White/Asian have repaid over 94% of the loan amount (median, not average).

Meanwhile, 20 years after starting college, Blacks have 95% of the loan amount still outstanding (median, not average).

Just declaring that all students loans are unfair, etc is nonsense - we have a specific loan problem - black people not paying and people with useless degrees not paying (high overlap with the black people not paying).

Wow - these comments didn't age well. But, please Democrats, continue to cheer on forever war as that is now your party's position.

"#110 | Posted by LauraMohr"

So, a person that robbed a bank and gave the money to their kid 10 years ago should be able to keep the money because 'it is their lifestyle now'?

"#109 | Posted by boaz"

The libs love to use terms like Dreamer (NONE of the Dream acts have passed and become law) as well as DACA. DACA only applies to illegals that arrived in 2007 and earlier - this woman HAS ZERO protections even under the ridiculous Obama DACA EO. She should be immediately removed - assets seized and sold to recover the costs of her deportation and visa overstay.

"Like your Orange Traitor Pres did to Americans by fearmongering using immigrants to get elected? Who are less likely to commit crimes than US citizens.
#5 | Posted by Corky"

Lie more -------. The claim is ILLEGALS commit more crimes - and the statistics back that up. You liberal liars need to conflate legal and illegal to make this claim but people are aware now of your lies. Trump approval is going through the roof on deporting illegals with the only complaints being it is not being implemented fast enough. Your deep blue -------- cities are losing your slave underclass - adapt or die.

"#51 | Posted by reinheitsgebot"

Someone links to BlueSky - which is known as Pedophile Twitter. Then, I notice it was you. Yep, checks out.

"Look at the racist trotting out his same old KKK takes.
#42 | Posted by Sycophant"

The only KKK take is the Jewish Supremacy of Israel. I don't know if you are Jewish - if you are not, you are seen as 'less than human' to them. This is same exact ideology of the Nazis. We have no business supporting a country like this. Their supremacist views are the reason for the continual wars (to reclaim their lands from 2500 years ago that never even existed outside of Jewish myths) and they will justify any barbaric act to accomplish it. The world would be a better place today with Israel turned into a giant sheet of glass by Iranian nukes.