We're making changes to the way you access your personal
my Social Security account
If you created a Social Security username more than 3 years ago, you will need to transition to a new or existing Login.gov account or use an ID.me account to have continuous access to our online services. For step-by-step instructions on how to make the transition, watch this video.
If you created your personal my Social Security account on or after September 18, 2021, no action is necessary because you already have the right setup.
The changes will simplify your sign-in experience and align with federal authentication standards. At the same time, we're continuing to provide safe and secure access to our online services. Be sure to refer to our Frequently Asked Questions for Transitioning Your Social Security Username to Login.gov for any additional questions you may have.
You're smarter than that. The "surplus" was spent as fast it was collected. The difference is that we're printing money now.