Sunday, October 13, 2024

Determination to Rebuild Follows Florida's Hurricanes

No sooner had residents of the Bahia Vista Gulf condominium complex dug out and from Hurricane Helene than they were faced with the same daunting cleanup from new damage inflicted by Hurricane Milton.

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... The beachfront units had been gutted, treated and dried out after Hurricane Helene and mounds of sand that had blown in from the beach had been removed. Then, less than two weeks later, Hurricane Milton barreled in and undid all the progress.

"They've got to start the whole process over, cleaning, sanitizing, bringing in drying equipment, getting them all dried and prepped for renovations," lamented Bill O'Connell, a board member at the complex in Venice, about an hour's drive south of Tampa. The second hurricane "brought all the sand back on our property."

Some longtime Floridians have grown accustomed to the annual cycle of storms that can shatter and upend lives in a state known mostly for its balmy weather, sunshine and beaches.

"It's the price you pay to live in paradise," O'Connell said. "If you want to live here with this view, beautiful sunsets, be able to go out on your boat, enjoy what Florida has to offer, you have to be willing to accept that these storms are going to come." ...


#1 | Posted by LampLighter at 2024-10-13 02:58 AM

@#1 ... "It's the price you pay to live in paradise," O'Connell said. "If you want to live here with this view, beautiful sunsets, be able to go out on your boat, enjoy what Florida has to offer, you have to be willing to accept that these storms are going to come." ...

My basic question that I ask of those who want to "live in paradise" is...

How many times should the Federal Government bail them out with, among other things, cheap flood insurance.

As I have previously stated, any property insured by Federal flood insurance should be covered so that the property can be rebuilt once.

Anything after that first rebuild, well, the owners should have known better.


#2 | Posted by LampLighter at 2024-10-13 03:03 AM

Now, they need to hire the cheapest labor from out of state to rebuild, the way they did in New Orleans after Katrina.

#3 | Posted by morris at 2024-10-13 05:42 PM

Good luck with that.

Thanks to Republican/DeSantis legislation, homeowners can't sue their insurer if they're denied coverage.

Insurance 'nightmare' unfolds for Florida homeowners after back-to-back hurricanes

...

Fresh off the one-two punch of Helene and Milton, hurricane victims in Florida " even those with insurance " face a challenging recovery. The insurance industry is categorizing the storms as two separate events, meaning anyone who did not or could not document damage from Helene could face even greater odds that their claim will be denied if they were hit by both storms.

Meanwhile, reforms enacted in Florida to encourage insurance companies to re-enter the state market have ended up leaving victims with little legal recourse to challenge claims decisions.

www.nbcnews.com

#4 | Posted by AMERICANUNITY at 2024-10-13 10:31 PM

In particular, adjusters will have to determine whether any water damage from Milton came in "from below," which could then be classified as flood damage; or "above," as a result of wind-driven rain, Friedlander said.

Yet even in the latter case, coverage may be denied if it was determined the rain intrusion was the result of pre-existing maintenance failures, like a leaky roof or improper insulation. Many policies also exclude wind-driven rain as a matter of course.

For victims facing catastrophic losses due to water damage from either storm, many "are just walking away," Friedlander said. "Most people can't realistically afford to rebuild their homes."

#5 | Posted by AMERICANUNITY at 2024-10-13 10:34 PM

Thanks to Republican/DeSantis legislation, homeowners can't sue their insurer if they're denied coverage.

What we will be seeing is people suffering the consequences of their own actions.

Can we put them on pay per view?

Pointing and laughing at them might be a good teaching method.

#6 | Posted by truthhurts at 2024-10-13 10:39 PM

The price *we all pay* for some people to have beautiful beaches and sunsets.

#7 | Posted by dibblda at 2024-10-14 01:28 AM

Stop. F*&^ing. Doing. This.

#8 | Posted by jpw at 2024-10-14 09:14 AM

#3 | Posted by morris

You meant from out of the country right? Questionable legal status is even better?

#9 | Posted by GalaxiePete at 2024-10-14 05:52 PM

#6 | Posted by truthhurts

Somehow it will all be "the libs" fault. You know like weather control...

#10 | Posted by GalaxiePete at 2024-10-14 05:54 PM

@#8

Doing what?

#11 | Posted by LampLighter at 2024-10-14 06:10 PM

Rebuilding it.

#12 | Posted by jpw at 2024-10-14 06:59 PM

@#12

thx for the reply.

Yeah.

There should be a cost to wanting to rebuild, over and over again, in areas that are subject to severe weather.

As I stated earlier, the Federal Government insurance should pay for the first rebuild.

But subsequent rebuilds would be the onus of the property owner.

#13 | Posted by LampLighter at 2024-10-14 07:26 PM

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