Americans Can't Afford Their Cars Anymore Wall St Is Worried

Wednesday, October 22, 2025

In a country where public transport is scant outside major cities, car loans are one of the last things that Americans will let themselves default on. So it is particularly shocking that the share of car loan borrowers missing payments on their debt has soared ...

Posted by qcp at 09:33 PM | 26 COMMENTS | permalink

Trump's policies could decrease the U.S. labor force by 6.8 million by 2028 and 15.7 million by 2035, according to the analysis.

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-- Newsweek (@newsweek.com) Oct 21, 2025 at 12:25 PM

Comments

Heckuva job, FAT PEDO

#1 | Posted by LegallyYourDead at 2025-10-21 10:03 AM

Wall Street can go f(*& themselves.

This is a self-inflicted wound born of their blind greed and stupidity.

Our economic model was going to collapse regardless of Trump; Trump is just giving it a major push.

#2 | Posted by jpw at 2025-10-21 11:14 AM

Carvana Stock Falls Sharply. The Auto Market Is Flashing Warning Signs.

www.barrons.com

The bankruptcy-prone orange pedo is working his magic again.

#3 | Posted by reinheitsgebot at 2025-10-22 12:33 PM

The cost of repairs is also through the f'n roof.

#4 | Posted by FedUpWithPols at 2025-10-22 02:20 PM

Hey but think about all the trillions of tariff cash we're raking in!

#5 | Posted by LegallyYourDead at 2025-10-22 07:18 PM

Repos have been going up for months. I just paid a fat repair bill on my already paid-for car. Well to me it seemed fat... to others it was equivalent to a car payment.
I will count my blessings...

#6 | Posted by RightisTrite at 2025-10-22 10:21 PM

My first car cost me $7000. And that included many options, like air-conditioning.

But I passed on the power windows.

#7 | Posted by LampLighter at 2025-10-22 10:29 PM

@#3

From the cited #3 article ...

... The pullback follows a raft of negative headlines about bankruptcies, delinquencies, and alleged fraud among car dealers and lenders over recent weeks. Most notably, used-car chain Tricolor Holdings and auto-parts company First Brands both filed for bankruptcy last month, leading to losses at multiple regional banks. ...

#8 | Posted by LampLighter at 2025-10-22 10:31 PM

... Americans continue to fall behind on auto loan payments in the face of record-high car prices and high interest rates.

A recent study by VantageScore found that auto loan delinquency rates have increased by more than 50% over the past 15 years. The upward trend continues even as delinquency rates in other loan categories -- including credit card loans, personal loans and home equity loans -- have declined, according to the report.

"Back in 2010, auto loans were the least risky of all products at that point in time," Rikard Bandebo, chief economist at VantageScore, said in a recent video. "Now, as we look at 2025, it's actually " excluding student loans " the riskiest credit product." ...

#9 | Posted by LampLighter at 2025-10-22 10:33 PM

The thing is ...

When most Americans buy a car, they do so because they need that car to get them back and forth to work.

That aspect puts a spotlight on these defaults.

#10 | Posted by LampLighter at 2025-10-22 10:34 PM

No Republicans?

Must be a thread about the effects of Republican leadership.

#11 | Posted by snoofy at 2025-10-22 11:46 PM

Cars and especially trucks prices have skyrocketed. I don't need a touchscreen that controls hvac and the radio in my vehicle and I don't want it. Oh, you want your defrost to work again? That'll be 2-3k. I must for manual windows, cloth upholstery, and a stick shift. They can keep their heated everything, leather --------, radar, smart cruise control, lane assist, backup camera ---- and stuff it where the sun don't shine. Holycripes, pass me the Tylenol ... .

#12 | Posted by 2020Rocks at 2025-10-23 10:31 AM

$120,000 trucks and $100,000 cars for the normies, who would have ever imagined this would happen?

I definitely had this on my bingo card tho.

#13 | Posted by lfthndthrds at 2025-10-23 11:09 AM

"$120,000 trucks and $100,000 cars for the normies, who would have ever imagined this would happen?"

Average new car price is about $50K, and normies shouldn't be buying new cars.

But it's a valid point.

As cars have gotten more expensive, loans terms have gone from five years to seven years and some places will give you a ten year loan.

Republicans support this for America, because Republicans need poor people to look down on for making bad choices.

#14 | Posted by snoofy at 2025-10-23 11:38 AM

~ Average new car price is about $50K, and normies shouldn't be buying new cars.

Just a hunch that the people who bought the $50K vehicles aren't the majority of the ones having trouble making good on the loans.

~ Republicans support this for America, because Republicans need poor people to look down on for making bad choices.

It's always about the party with you. These vehicle prices, loans and terms aren't party specific. No one made people, no mater their political ideology, go out and make stupid choices.

#15 | Posted by lfthndthrds at 2025-10-23 11:49 AM

"It's always about the party with you."

Why wouldn't it be about the party?
Who else do you see but Republicans driving America into the ditch?

Name names. Name policies.
You can't, because you understand politics like a fourth grader understands they want their favorite sports team to win.

#16 | Posted by snoofy at 2025-10-23 11:52 AM

"No one made people, no mater their political ideology, go out and make stupid choices."

Only one party encourages people to make stupid choices.

Exhibit A: Second Amendment.
Exhibit B: Payday Loans.
Exhibit C: Suing Obamacare to have the Individual Mandate removed, even though the Individual Mandate was originally a Heritage Foundation idea.

#17 | Posted by snoofy at 2025-10-23 11:53 AM

Exhibit A: Second Amendment - is constitutional

Exhibit B: Payday Loans - How is this party related? Who made anyone go take a loan with these businesses? Is this how you fund your drug habit until payday, and you blame republicans?

Obamacare is garbage and I don't care what happens to it.

You're a perpetual victim to the Republican establishment. File a lawsuit already because they OWN you.

#18 | Posted by lfthndthrds at 2025-10-23 12:08 PM

"Exhibit A: Second Amendment - is constitutional"

That means it's not a bad choice?
That would make sense to a fourth grader, I suppose.

#19 | Posted by snoofy at 2025-10-23 12:17 PM

"Exhibit B: Payday Loans - How is this party related?"

I suppose that is a question a Fourth Grader might ask.
Especially if they don't have Google, or a parent who can answer simple questions about the world we live in.

#20 | Posted by snoofy at 2025-10-23 12:18 PM

Exhibit B ... The Payday loan industry lobbies the RNC, and donates heavily. So there is definitely a strong link.

Exhibit A ... The 2nd amendment was possibly the best idea, complementing the 1st as a guarantee of it's defense. Does it come with a costly buy in, it does, but the alternative is less appealing.

#21 | Posted by kwrx25 at 2025-10-23 01:36 PM

Does it come with a costly buy in, it does, but the alternative is less appealing.

#21 | POSTED BY KWRX25

The alternative being we might have to have background checks for anyone wishing to carry a deadly weapon capable of mass destruction?

We all have to make sacrifices in life.

I see you are willing to sacrifice our innocent children for the right to bear arms without question.

I am not.

#22 | Posted by donnerboy at 2025-10-23 01:41 PM

No one made people, no mater their political ideology, go out and make stupid choices.

#15 | Posted by lfthndthrds

It's funny that you choose to sneer at the consumer paying prices they don't control and not the manufacturer charging obscene prices that have risen substantially beyond inflation.

#23 | Posted by jpw at 2025-10-23 01:44 PM

Exhibit A ... The 2nd amendment was possibly the best idea, complementing the 1st as a guarantee of it's defense. Does it come with a costly buy in, it does, but the alternative is less appealing.
#21 | Posted by Charlie Kirk's Neck

#24 | Posted by snoofy at 2025-10-23 02:18 PM

"Does it come with a costly buy in"

Who pays the buy-in? As my regular readers know:
Guns are the leading cause of death for children in the United States.

Not only is that okay with Republicans, but Republicans will look you dead in the eye and tell you:
Guns being the leading cause of death for children is a bargain price to pay for having the Second Amendment!

The reason is simple. The GOP is a Death Cult. They'll sacrifice their own children for their love of guns.

I'm willing to bet there are Republicans reading these words right now who have lost a child to guns.
Which is fitting, as they love guns more than their own children.

#25 | Posted by snoofy at 2025-10-23 02:21 PM

Always bought used. First car I bought on credit was after college and after I had paid off my student loans. I remember the salesman asking me if I had any credit. I said that I had student loans but they were paid. He said, you will get the car..

#26 | Posted by sawdust at 2025-10-23 11:40 PM

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