#176 Well said.
Here's an example of two families I know with similar family income:
The Jones's lived modestly, took no vacations, drove used cars, lived modestly so their kids could graduate from a state school without debt
The Smith's spent their disposable income on vacations, new cars, boats. Kid took out big loans to go to Duke
Their choice. You can debate which kid is going to turn out better rounded and more successful, but all is fair.
UNTIL the Govt decides to forgive college debt. The government has just given the Smiths new cars, a boat, vacations and a top education for their kid and told the Jones's they have to pay for it with what they have left over.