Automakers Are Sharing Consumers' Driving Behavior With Insurance Companies
www.nytimes.com

... LexisNexis, which generates consumer risk profiles for the insurers, knew about every trip G.M. drivers had taken in their cars, including when they sped, braked too hard or accelerated rapidly. ...

Kenn Dahl says he has always been a careful driver. The owner of a software company near Seattle, he drives a leased Chevrolet Bolt. He's never been responsible for an accident.

So Mr. Dahl, 65, was surprised in 2022 when the cost of his car insurance jumped by 21 percent. Quotes from other insurance companies were also high. One insurance agent told him his LexisNexis report was a factor.

LexisNexis is a New York-based global data broker with a "Risk Solutions" division that caters to the auto insurance industry and has traditionally kept tabs on car accidents and tickets. Upon Mr. Dahl's request, LexisNexis sent him a 258-page "consumer disclosure report," which it must provide per the Fair Credit Reporting Act.

What it contained stunned him: more than 130 pages detailing each time he or his wife had driven the Bolt over the previous six months. It included the dates of 640 trips, their start and end times, the distance driven and an accounting of any speeding, hard braking or sharp accelerations. The only thing it didn't have is where they had driven the car. ...

What your car knows about you (2017)
www.detroitnews.com

... You probably know that you should delete all the data off your phone before you give it away and wipe the hard drive on your computer before you sell it.

But have you considered all the data stored on your car, and what you should do with it when you get rid of the vehicle?

Tony Aquila, CEO of Solera Holdings, a company that collects and analyzes data from cars, thinks you ought to be focusing on the privacy threat your car represents.

"You can learn more about you from your car than you can from your house," Aquila said.

As Aquila and others note, cars have become mobile computers. Not only do they have numerous processors within them, they also have sophisticated arrays of sensors and many now can be connected to data networks or the internet. Cars these days are constantly collecting data and in many cases are transmitting it to car manufacturers and others. ...

That was from 2017.

Seven years ago.

How has the data collection technology advanced since then?

Edelweiss - Bring Me Edelweiss (Extended Tourist Version) (1988)
www.youtube.com

Swiss yodeling rappers?

wow.

How unique is that?