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...Some states have better drivers than others. According to LendingTree research, North Dakota has the worst drivers in the U.S., while Michigan has the best. Read on for more on our findings ...
Key findings
North Dakota has the worst drivers in the U.S. In 2025 through September, North Dakota drivers had 64.0 incidents (including accidents, DUIs, speeding and citations) per 1,000 drivers. The next worst drivers are in New Jersey (58.8) and Utah (54.6).
The best drivers in the U.S. are in Michigan. At just 20.9 incidents per 1,000 drivers, Michigan has the lowest rate. Florida (23.1) and Colorado (23.7) follow.
New Jersey has the highest accident rate. In our analyzed period, New Jersey drivers had 31.5 accidents per 1,000 drivers, making it the only state above 30.0. The next highest rates are in Rhode Island (29.0) and California (28.1). Meanwhile, Michigan (10.0) has the lowest rate, below Colorado (11.7) and Florida (11.9).
North Dakota has the highest DUI rate. In 2025, North Dakota drivers recorded 3.7 DUIs per 1,000 drivers, the most of any state. The next highest rates are in California (3.5) and Minnesota (2.8). Conversely, nine states have rates below 1.0, with Florida (0.4) at the bottom. Illinois, Mississippi and West Virginia tie for the next lowest, at 0.6.
North Dakota also has the highest speeding-related incident rate. Through September, North Dakota drivers had 11.9 speeding-related incidents per 1,000 drivers, making it the only state above 10.0. The next highest rates are in Utah (9.4) and Vermont (7.7). Five states have speeding-related incident rates below 1.0, led by New Jersey (0.2), Massachusetts (0.3) and New York (0.4). ...
