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Florida Hurricane Risk Is Escalating
Rising insurance costs signal the deep impacts of climate change in west Florida as communities grapple with recurring damage and costly recoveries.
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LampLighter
Joined 2013/04/13Visited 2025/08/01
Status: user
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More from the article ...
... Dayna and Matt Fancher lost their home in Fort Myers Beach, Florida, to Hurricane Ian in 2022. One month into this year's hurricane season, the couple is still paying their home insurance policy -- now twice as costly -- while fighting the firm in court over their claim. ...
One month into this year's hurricane season, the couple is still paying their home insurance policy -- now twice as costly -- while fighting the firm in court over their claim. ...
#1 | Posted by LampLighter at 2025-07-21 09:56 PM | Reply
Texas Floods Could Worsen Housing Market Issues www.newsweek.com
... The flash floods that claimed the lives of at least 135 people in Texas Hill Country on July 4 also impacted thousands of properties that stood along their path of death and destruction, according to estimates by researchers at data-driven tech company Cotality. Using rainfall, stream gage, and property data, Cotality experts recreated the footprint of the flash floods in central Texas, finding that over 38,600 homes in nine counties deemed eligible for individual and public assistance by the Federal Emergency Management Agency (FEMA) are likely to have been damaged during that tragic weekend. ... The cost of home insurance has skyrocketed in recent years in Texas, reaching an average annual cost of $4,585 this year -- 117 percent more than the national average of $2,110, according to NerdWallet. Premiums are so expensive that many homeowners cannot afford them, and some are choosing to renounce paying extra for flood coverage, which is not included under the standard homeowner policy. ...
Using rainfall, stream gage, and property data, Cotality experts recreated the footprint of the flash floods in central Texas, finding that over 38,600 homes in nine counties deemed eligible for individual and public assistance by the Federal Emergency Management Agency (FEMA) are likely to have been damaged during that tragic weekend. ...
The cost of home insurance has skyrocketed in recent years in Texas, reaching an average annual cost of $4,585 this year -- 117 percent more than the national average of $2,110, according to NerdWallet.
Premiums are so expensive that many homeowners cannot afford them, and some are choosing to renounce paying extra for flood coverage, which is not included under the standard homeowner policy. ...
#2 | Posted by LampLighter at 2025-07-21 09:59 PM | Reply
Southwestern drought likely to continue through 2100, research finds arstechnica.com
... The drought in the Southwestern US is likely to last for the rest of the 21st century and potentially beyond as global warming shifts the distribution of heat in the Pacific Ocean, according to a study published last week led by researchers at the University of Texas at Austin. ...
#3 | Posted by LampLighter at 2025-07-21 10:00 PM | Reply
I am shocked anyone would move to coastal Florida in this economy and failing climate.
#4 | Posted by snoofy at 2025-07-21 11:03 PM | Reply
@#4
Has climate change changed the appeal of coastal Florida?
#5 | Posted by LampLighter at 2025-07-22 12:29 AM | Reply
@#5 ... Has climate change changed the appeal of coastal Florida? ...
It seems ... not yet.
#6 | Posted by LampLighter at 2025-07-22 12:55 AM | Reply
A good disaster is just what Trump needs to distract the nation from talking about his fondness for pedophilia.
#7 | Posted by ClownShack at 2025-07-22 01:06 AM | Reply
...shocked anyone would move to coastal Florida... #4 | Posted by snoofy
The small town I live in is booming.
#8 | Posted by TFDNihilist at 2025-07-22 09:53 AM | Reply
The reason why insurance has gotten stupid here is because of socialist mentalities. So many of you don't even understand and refuse to learn about it because you can't accept that maybe there are some negatives to socialism (there are positives too, of course).
Companies do charge higher rates by locality; however, not NEARLY enough to make up the difference. For example, a millionaire with a home on the beach may pay double in insurance but that house may be 5 times more likely to be destroyed in a hurricane. Add to that the fact that if you live 30 or more miles inland from the beach, the chances of damage requiring full house replacement go down draaaastically. Yet, people inland are forced to pay a much higher share than the risk they incur because the rich Dems and Reps have socialized the cost of insurance.
If the huge houses on the beaches of Florida actually paid even close to their risk level proportion of total damage, Florida home insurance would be much lower for everyone else.
I live 50ish miles inland from the nearest coast and, when I moved here from a place that is just 5 miles from the coast, I ended up paying over 80% of what I was paying for a larger home in an area that was about the same affluence (lack of affluence describes it better), which is how I know all of this. Put it this way, where I moved to was so much less populated that my auto insurance dropped by almost half. I went from a single dwelling house in a popular neighborhood near the coast to a townhouse in a small city that didn't even have a Starbucks when I moved here. Yet homeowner's barely declined. When I pushed the topic on the agencies I got quotes from, they all said the same thing that proportional costs are not part of home insurance in Florida.
#9 | Posted by humtake at 2025-07-23 11:30 AM | Reply
Is it m or is cumtaker an immense bore?
#10 | Posted by truthhurts at 2025-07-23 11:35 AM | Reply
@#10
It's not you.
#11 | Posted by LampLighter at 2025-07-23 12:05 PM | Reply
UN's top court says failing to protect planet from climate change could violate international law apnews.com
... The United Nations' top court in a landmark advisory opinion Wednesday said countries could be in violation of international law if they fail to take measures to protect the planet from climate change, and nations harmed by its effects could be entitled to reparations. Advocates immediately cheered the International Court of Justice opinion on nations' obligations to tackle climate change and the consequences they may face if they don't. ...
Advocates immediately cheered the International Court of Justice opinion on nations' obligations to tackle climate change and the consequences they may face if they don't. ...
#12 | Posted by LampLighter at 2025-07-23 03:27 PM | Reply
Meanwhile ...
Trump's latest plan to undo the holy grail' of climate rules: Never mind the science www.politico.com
... The administration's approach, led by White House and Justice Department officials, would focus on a legal rather than a scientific rationale for repealing the so-called endangerment finding. The Trump administration plans to argue that federal law does not require agencies to regulate greenhouse gas emissions, in a move designed to derail virtually all U.S. limits on climate pollution, according to three people familiar with the upcoming proposal. ...
The Trump administration plans to argue that federal law does not require agencies to regulate greenhouse gas emissions, in a move designed to derail virtually all U.S. limits on climate pollution, according to three people familiar with the upcoming proposal. ...
#13 | Posted by LampLighter at 2025-07-23 06:59 PM | Reply
And ...
OpEd: The real reason why Trump is killing the Mauna Loa observatory in Hawai'i www.theregister.com
... When you don't like the message, what do you do? You shoot the messenger, of course. That's the strategy being employed by U.S. President Donald Trump's administration as it works to avoid, ignore, or bury data that prove the reality of anthropogenic global warming and its evil twin climate change. Case in point: The Trump administration recently released its draft budget [PDF] for the country's premier analytical agency focused on Earth systems, the National Oceanic and Atmospheric Administration. Among the many cuts to NOAA research proposed in the draft was one that would represent a death blow to the Mauna Loa Observatory, the source of the data fueling the most iconic chart in all of climate research, the time-honored and justly venerated Keeling Curve. This chart, begun by young researcher Charles David Keeling way back in 1958, chronicles the seasonal rise and fall -- and unrelenting upward spiral -- of the most abundant and consequential greenhouse gas heating our planet: carbon dioxide (CO2). ...
That's the strategy being employed by U.S. President Donald Trump's administration as it works to avoid, ignore, or bury data that prove the reality of anthropogenic global warming and its evil twin climate change.
Case in point: The Trump administration recently released its draft budget [PDF] for the country's premier analytical agency focused on Earth systems, the National Oceanic and Atmospheric Administration. Among the many cuts to NOAA research proposed in the draft was one that would represent a death blow to the Mauna Loa Observatory, the source of the data fueling the most iconic chart in all of climate research, the time-honored and justly venerated Keeling Curve.
This chart, begun by young researcher Charles David Keeling way back in 1958, chronicles the seasonal rise and fall -- and unrelenting upward spiral -- of the most abundant and consequential greenhouse gas heating our planet: carbon dioxide (CO2). ...
#14 | Posted by LampLighter at 2025-07-23 07:03 PM | Reply
"Has climate change changed the appeal of coastal Florida?"
No, because the actual impact of climate change isn't rising sea levels regardless what the liberal media tries to tell you. The sea levels aren't rising at any measurable significance if you read unbiased news and not doomsday liberals with an agenda or idiot cons who don't believe anything ever changes and if it does then it's bad. What IS causing problems are rising water tables due to erosion and other factors (e.g., infrastructure expansion to meet expanding population, etc.) Miami is going to be at the tipping point in the next 5-10 years most likely, if not sooner. And having 2 more hurricanes a year (Atlantic) since 1920 with average wind speeds just a tick higher due to climate change isn't even close to the top of the reasons why this is happening.
Reading and researching is a very good skill to have.
#15 | Posted by humtake at 2025-07-24 11:41 AM | Reply
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