#2 so Look Inward (great moniker btw as it seems that is the only direction you look)
what you are saying is people should be happy with the changing climate to pay more and
more (repeatedly) to rebuild structures (vacation homes, businesses, ocean boardwalks) in areas of the
country that are prone to flooding, storm surge, and the like, and that they should just shut up and
take the increased costs (in the form of raised taxes, increased insurance premiums and such) even though
they may live in an entirely different section of the country that is not prone to such risks.
And that all of us, are just in this ship together, despite people being warned for decades of increased
risk of property loss and damage, just because they 'love the place' and want the view and want to continue
to rebuild in the high risk area, and everyone should just shoulder the burden collectively, even though,
you and I have never gotten to stay in that great 'vacation spot with the view right on the ocean' in the
area that is high risk?

Sorry Dingbat, but insurance premiums are there for a reason, and sorry if I don't think I should have to
'shoulder the burden' of the millionaire rebuilding in the 'high risk area' just because they live in a
fantasy world where it is always 'at the beach, with the best views, and the others be damned'...