"Years of cheap loans"

This must be why Trump is demanding Powell lower interest rates!

"Now when a disaster hits, the average replacement cost of a home isn't $175,000, it's more like $400,000. "

Insurance doesn't cover replacement cost? No.
States improved building codes, and replacing the home as built doesn't meet the new codes.

Maybe the people buying insurance in disaster prone areas should have thought of that, dontcha think?

Anyway, it won't matter much longer, insurance will simply refuse to operate in those areas due to the climate change you don't believe in. Those that do operate will go out of business.

"Maybe so, but have you ever took a minute to see how many people who supply our country with energy live in these zones?"

What does that have to do with anything?

"Maybe just pull away from the Gulf coast all together?"

Why not? Insurance doesn't owe you a damn thing. Pull out, that's what business does when business sucks and can't be recovered. It leaves. You laugh at poor people and their food deserts. Enjoy life in your insurance desert.

The best part is you still think global warming is a hoax, which means you're once again a victim of liberals.

On the topic of power, since Trump won't release FEMA aid when it's needed, those power workers probably won't be fixing the power lines quite as much as they count, since there will be no one to pay them.

So enjoy your extended summer blackouts too. Make sure your generator works ahead of time.

The economy is gonna be exactly what Trump promised, exactly what you think this country needs:
"ONLY THE WEAK WILL FAIL!"

Well duh.

When FEMA doesn't help, it's gonna cost more for the homeowners to fix.