Sunday, December 14, 2025

ACA Expiration a Death Spiral Effect on US Healthcare

End of subsidies after failed legislation will have serious and damaging impact on entire sector, policy experts say

Posted by Corky at 11:18 PM | 7 COMMENTS | permalink

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With subsidies for Affordable Care Act (ACA) health insurance set to expire, Americans who rely on them will probably switch to plans with lower monthly premiums and high deductibles or decide not to purchase any coverage, which will have a serious and damaging impact on the entire sector, according to healthcare policy experts.

The average amount ACA plan enrollees pay annually for premiums is estimated to more than double, from an average of $888 this year to $1,904 in 2026, according to a KFF analysis.

That will then have economic downstream effects, including for rural hospitals and people who have employer-sponsored health insurance, according to the experts.

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"When you increase premiums dramatically, "the healthy people drop out and therefore the pool is sicker", said Gerard Anderson, a professor of health policy and management at Johns Hopkins University.

It becomes a "death spiral", Anderson said. "The sicker people are the only ones that stay in the program until it becomes no longer sustainable and the insurance company stops even offering the plan," Anderson said.

Those people with high deductibles or no insurance could also struggle to pay medical bills if they become sick or injured."

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THANKS, Trumpers!

#1 | Posted by Corky at 2025-12-14 11:26 PM

@#1 ... It becomes a "death spiral", ...

Well, yeah.

Pres Trump's solution seems to be to buy off those who need healthcare support with a $1500 check to their personal healthcare account.

OK, that may cover 3 or 4 months of the increase in cost that people may be experiencing.

So, then, what happens after that short period?

At the risk of being repetitious ...

...
Candidate Trump on healthcare:

May 21, 2015
I'm not going to cut Medicare or Medicaid.

Sept 25, 2015
Everybody's got to be covered.

Feb 17, 2016
We're going to have great plans. They're going to be much less expensive and they're going to be much better.

Oct 25, 2016
You're going to have such great healthcare at a tiny fraction of the cost, and it is going to be so easy.

Nov 13, 2016
It will be better healthcare, much better for less money. Not a bad combination.

"I'm not going to cut Social Security like every other Republican and I'm not going to cut Medicare or Medicaid."
-- Trump to the Daily Signal in May 2015

"We will immediately repeal and replace ObamaCare - and nobody can do that like me. We will save $'s and have much better healthcare!"
-- Trump tweet in February 2016

Pres-elect Trump on healthcare:

"We're going to have insurance for everybody ... There was a philosophy in some circles that if you can't pay for it, you don't get it. That's not going to happen with us."
-- Pres-elect Trump to the Washington Post in January 2017

Pres Trump on healthcare:

"Our healthcare plan will lower premiums & deductibles -- and be great healthcare!"
-- Trump tweet in May 2017
...


#2 | Posted by LampLighter at 2025-12-14 11:35 PM

Money for more rich people taxcuts have to come from somewhere.

#3 | Posted by fresno500 at 2025-12-15 11:44 AM

"Senators brace for another possible shutdown in January

Senators in both parties are bracing for another government shutdown next year after Republicans blocked a proposal to extend expiring health insurance subsidies, the issue that triggered the 43-day closure that consumed much of the fall calendar.

Congress's failure to extend the enhanced subsidies means an estimated 4.8 million Americans will lose health care coverage in 2026 and more than 20 million Americans will see their health care costs rise dramatically."

thehill.com

#4 | Posted by Corky at 2025-12-15 11:50 AM

*** Red State Florida Will Be Hit Hardest by ACA Premium Increases ***

"The Sunshine State will be hit harder than any other state if ObamaCare subsidies expire at the end of the year, which is looking increasingly likely as self-serving Republicans in Congress struggle to unite behind a plan to extend the tax credits.

More than 1.5 million Floridians could lose healthcare as monthly payments skyrocket. Average premium costs could shoot up by 132%, or by $521 a month, for Floridians who currently receive enhanced ObamaCare subsidies."

Floridians will also be paying for higher utilities next year as Gov Ron DeSatan approved a rate hike requested by the overpaid superrich Armando Pimentel Jr who has an estimated net worth of $50.9m.

To help his constituents, Governor Ron DeSatan will introduce more tax-free gun-purchase holidays, libel another Muslim group as terrorists, or execute more prisoners on Death Row.

Problem solved.

Link: www.newsnationnow.com

#5 | Posted by C0RI0LANUS at 2025-12-15 12:53 PM

It wasnt the expiration, the downward spiral was inevitable.

#6 | Posted by oneironaut at 2025-12-15 01:06 PM

#6

Apparently your always lame, fact-free posts are what is inevitable.

#7 | Posted by Corky at 2025-12-15 03:05 PM

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