Oh hell, I should hang out a shingle and give financial and legal advice. I am not a billion dollars in debt, and have no real idea how the markets work, other than to be absolutely certain the game is rigged, no matter what game, by this time the super rich have it all under their control to fleece the poor and the powerless.
These days I often hear the songs of the "Music Man" rambling around in my head as I see the corruption spread. The "hero" was a con man who sold lies and musical instruments...