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... Sixty-five percent of Americans say it's nearly impossible to know how much to "safely" spend this holiday season in a recent survey.

The survey of 2,000 Americans who celebrate winter holidays uncovers Americans' financial strain, all the pressures they face when it comes to spending on gifts and "putting on" the holidays and the resulting emotional and financial repercussions.

It's a very difficult financial year for many, and respondents disclosed they've siphoned money from various sources in their lives, saying they haven't been eating out (25%), putting money in their savings (21%) or even purchasing groceries (19%) in order to put money towards holiday expenses.

Conducted by Talker Research and commissioned by Beyond Finance, the study found that only half of people (51%) have created a holiday budget this season, and of those, most (64%) have already overspent, or anticipate overspending.

And while some are overspending with cash and debit payments (64%), many are putting expenses on their credit cards (54%), pulling from their savings (21%) or using buy-now, pay-later plans (20%). ...